What is gross income?
What is the instalment?
What interest rate is charged and what fees do I need to cover?
These fees do not include the costs of recovering the loan in the event of you missing any of the due payment dates nor does it include lawyers fees on collection of outstanding loans. These will be additional fees incurred by you. You should review the terms and conditions provided to you for the specific interest rate and fees related to your account.
What is the total amount?
Do you need an email address?
If you do not have an email address, we will sms you a summary every month of what you next payment is..
How much do you want to borrow?
Make sure that the amount that you would like to borrow is more than your purchase amount on credit. In some cases, if your credit score and affordability test allows it, we will approve you for more than you are asking for. The actual credit used will be the exact value of the goods purchased.
How long do I have to repay any credit that I use?
What is the address information?
This will help us calculate the appropriate credit score and your credit limit. If you live in a house-share, you should select 'A tenant'. Students who are in residences should select 'A tenant'.
What monthly expenses should be included?
- Electricity costs
- Cell-phone contracts
- Home loan instalments
- Child support/maintenance expenses
- School fees
- Medical aid
- Car loan repayments
- Furniture/jewellery repayments
- Insurance policies